Your phone is your lifeline—it keeps you connected with your friends; shouldn’t it keep you connected to your cash too?
MIDFLORIDA now offers text banking.
You can get your account info in seconds and it works with any mobile phone! To sign up, you just have to log into Online Banking (under the Profile section) or Mobile Banking (under settings). Then, you can text commands to get account info, without having to log into your account.
Just text MIDFL (64335) with these commands:
- bal= balances on all enabled accounts
- bal nickname= balance on any one account
- hist nickname= transaction history on any one account
- dep nickname- last deposit on any one account
It’s super easy, so sign up ASAP! At school, work or play, you’ll always be in the know with MIDFLORIDA.
If you're like most high school students, you may already be looking forward to the breaks listed on your school's calendar.
It’s true that holiday breaks give you a great chance to spend quality time with family and friends. But if you have a few extra days off from school and you don’t have much to do, it can also be a perfect opportunity to tackle some big projects.
Here are some ideas
Reorganize your room. If you have outgrown your bedroom’s décor along with last year’s tennis shoes, go through your dated or unused possessions and decide what you can donate or hand down to younger siblings. Sort and put away only the clothing that fits and the items you’ll use.
Start or continue your college search. Spend some time on the Internet reading about colleges you may want to visit. Or if you are a senior already, filling out school applications and checking on scholarship deadlines are an important use of your time.
Check out internships or volunteer positions. These types of activities look great on college or job applications. See what’s available in your area that you are interested in and schedule a visit to learn more.
Update and de-clutter your digital life. Your online data can quickly grow out of control if it’s not organized. Create file folders on your computer that are labeled in a way that allows you to easily find your documents, emails, photos and music. Consider updating your Facebook page or applying additional privacy features.
Organize your finances
Break time is also perfect for getting your finances organized. At MIDFLORIDA, we would be happy to demonstrate our online banking capabilities for your checking and saving accounts. Call or stop by a branch.
Toll free (866) 913-3733
We heard Selena got a little emotional at her Brooklyn concert while singing “Love Will Remember,” which has been said is about her ex-flame, Justin Bieber. Aww!! Even so, it was no doubt an incredible concert. Which is why we thought, “Hey! We should send our fans to a Selena Gomez concert!”
Well, we’ve got 4 tickets to give away to her concert at the Tampa Bay Times Forum on Wednesday, October 30. Two lucky fans will win two tickets each. And we want you to win!
Here’s how to enter:
First, you gotta like our Facebook page. How else can you keep up with the cool giveaways?!
Then, text SELENA to 64335. Entries will be accepted from Friday, October 18 – Monday, October 21. You can enter once per day and 2 winners will be randomly selected on Tuesday, October 22.
The Fine Print
So, now that you know how to enter, let’s go over the rules: Contest is open to youth ages 10-22 within MIDFLORIDA’s service area. Standard text message rates apply. One entry per person per day. Entries will be accepted from October 18-21, 2013. Winners will be contacted on October 22 at the number used to enter the contest and must respond within 2 business days or an alternate winner will be selected. If you are under the age of 13 and have won a giveaway or prize of any kind from MIDFLORIDA in the past, we must receive your parent’s or legal guardian’s consent to contact you should you win more than one giveaway. Parental consent can be provided by emailing email@example.com. Winners without parental consent may be deemed ineligible and prizes forfeited. Credit union employees, officials, vendors and their immediate families are not eligible to win.
It’s that time of year again when schools across the country celebrate Homecoming in the most obnoxious, yet spirited ways possible and every school has their own way of celebrating. Homecoming rituals vary but many schools participate in dress up days, pep rallies, Homecoming court competitions, dances and the crowning of the King and Queen! (Oh, and there’s a BIG football game in there too.) School walls become plastered with glittered posters begging students to vote for their school’s Homecoming King and Queen, and students and teachers dress up in school colors, pajamas, camouflage, or suspenders… all depending on what wild and crazy themed dress up day it is. But why do we do all of this?
Homecoming is the tradition of welcoming back the alumni of a school, and is celebrated by universities, colleges, and high schools around the nation. Homecoming dates back to the 1800’s, and it’s still making its rounds. But who can we thank for this exciting American tradition? Surprisingly, many schools claim to have had the *first* homecoming, but the NCAA actually recognizes the University of Missouri as the “birthplace” of homecoming.
Times have changed drastically, but most Homecoming rituals have remained the same. Although history tells us that the celebration was solely for welcoming back alumni, Homecoming is now celebrated by students, faculty, alumni, and the community. It offers an exhilarating experience that allows everyone to show their school spirit!
We’d love to hear what kinds of festivities the schools in our area are up to during this Homecoming season. Feel free to comment and tell us how you show your school spirit!
Pep rallies and marching bands are part of the high school football tradition and MIDFLORIDA knows how important Friday night football is to our communities.
This fall, MIDFLORIDA will be at schools all over our service area giving out mini footballs with your school logo and info about our awesome checking accounts!
Look for us at:
Along with a sweet memento of your high school days, these mini footballs give info on Debit Card Banking – a perfect option for teens. Debit Card Banking has no fees, FREE mobile banking and a FREE reloadable debit card that you can personalize with your favorite pic! Plus, you can score $77 cash if you open your new account with direct deposit. But even if you don’t have direct deposit, you can still get $25! Visit our Debit Card Banking page to find out more and keep an eye out for our mini footballs at your next home game!
It’s time to start thinking about life after homecoming, football games and prom. College is just around the corner, and choosing the right school is important. Such a huge choice calls for some serious thinking. Some things to consider are:
- Do you have a preference on the size of the city, campus, or student population? Campus tours can help you decide the best fit for you.
- Location, location, location. Do you want to stick close to home or do you need a change of scenery?
Once you’ve got some schools in mind, you’ll need to navigate the application process. Which is just a fancy way of saying that you need to figure out how to apply! Unfortunately, most college applications are pretty involved and may require additional forms you have to mail with application fees and such. So, don’t wait til the last minute to get things moving. Your school counselor is an awesome resource for this, or it’s always helpful if you have a friend or family member who just went through the process. They can be a wealth of info!
Once you’ve applied to the school of your dreams, and of course, your backups, you’ll have to figure out how to pay! Check out www.fafsa.gov to file a free application for Federal student aid. This application makes you eligible for grants, scholarships and student/parent loans.
Searching social media or the internet can yield some scholarship opportunities too, like this cool scholarship contest from Dr. Pepper:
Once you’ve chosen a school and start off on your next journey, remember MIDFLORIDA is right here with you. Close to home or far away, you can keep your MIDFLORIDA account with our Debit Card Banking. Debit Card Banking is the perfect option for college (and high school) students. Just load your debit card with any amount (or have mom and dad reload it!) and reload as needed with additional funds. Free online banking and mobile banking are perfect for students away from home for the first time. Go forth and conquer!
Believe it or not, saving money at the pump can be as easy as changing your driving habits.
Gas prices getting you down? If you’re stuck filling your tank no matter the price, you can still soften the blow to your wallet by getting the most mileage possible out of the dollars you spend at the pump.
- Use the lowest octane advised by your owner’s manual. Using a higher level than recommended provides no added benefit. In addition, you can find cheap gas prices with free smartphone apps, like GasBuddy. It can tell you which gas stations around your location have the best prices.
- Empty your trunk. Carrying extra weight decreases fuel efficiency.
- Combine trips. Taking separate trips from a cold start uses more gas than covering the same distance with a warm engine.
- Drive smart. Fuel efficiency decreases at speeds above 60 miles per hour, and starting and stopping quickly uses more gas than driving smoothly. In other words, don’t drive aggressively, drive the speed limit and consider using cruise control. Brake early instead of hitting the brakes at the last possible second. You’ll see significant savings!
- Keep up on routine maintenance. Change your oil, keep tires inflated, replace air filters and tune your engine according to recommendations in your owner’s manual for the best fuel efficiency.
Of course the best cost savings often comes from alternative transportation. Biking, walking, using public public transit or carpooling when possible can equal big savings over time – to your wallet and the environment.
Since I have a job, I am almost never home anymore. I eat out for almost every meal besides breakfast. So I use my debit card on average fourteen times a week. That’s a lot of swiping! But MIDFLORIDA’s Debit Card Banking account makes everything easier for me, especially since I’m always on the go. And I get rewarded for using my debit card. Check out the cool features of the new Debit Card Banking account from MIDFLORIDA.
1. MIDFLORIDA Mobile app
The MIDFLORIDA app1 lets you deposit a check wherever you are on YOUR time. It’s like having a bank in your hands 24/7. The app also lets you see what is in your account and the transactions that you have made. This is my favorite feature because it helps me stay on track and not spend more than what’s available in my account! I can see when I get paid or when I have no money. Then I can call my parents and have them transfer money into my account for me from the app on their phone. Pretty convenient!
2. Shop Everywhere
Shopping is definitely my favorite hobby, and now I can shop anywhere with my debit card including online, meaning on my phone, my iPad or my laptop. And if you really need cash, you can stop by a MIDFLORIDA ATM or Publix and use the Presto ATM.
3. Swipe Some Rewards
Now for the best part, the rewards! Every time you swipe your card you will earn points. Once you hit 200 points you get to pick either cash or a gift card through online banking. This is how the point system works:
- 1 point for every PIN-based Point of Sale transaction(not including ATM transactions)
- 2 points for every credit-based transaction of $99.99 or less
- 3 points for every credit-based transaction of $100.00 or more
All of this has been designed to make our lives easier, and I think it’s pretty safe to say that it does. Best of all, if you aren’t a member yet, MIDFLORIDA will pay you $772 to open a new Debit Card Banking account. You just have to sign up for direct deposit and make 5 debit card purchase transactions, and they’ll automatically deposit the $77. Or if you don’t currently have a job (and therefore, don’t have direct deposit), you can qualify for a $25 incentive instead by completing the 5 purchase transactions with your debit card.
And one last cool feature – you get a free Snapshot debit card3 with the picture of your choice. Fun! Visit a MIDFLORIDA branch to open your Debit Card Banking account and get your $77 today!
Offer valid as of 9/1/2013 and may be cancelled at any time without notice. A $5 deposit is required for membership with MIDFLORIDA. Credit approval required at age 18 and over. Depending on your age, the account may require a parent or guardian’s signature. Online banking and a debit card are required. 1. Mobile services available on iPhones and Android smartphones. Normal check holds apply for mobile deposits. 2. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the $77 incentive. To get the $77 incentive, you must perform 5 transactions (deposits, withdrawals, etc.) and set up direct deposit (cumulative $250 for 21 & under, cumulative $500 for 22 & over) which must post within 45 days. If you are 21 & under and cannot fulfill the direct deposit requirement, you can qualify for a lesser incentive of $25 by completing 5 debit card purchase transactions within 45 days. Incentive will be deposited into the account once you have met the account requirements. All incentives will be reported to the IRS. 3. One free Snapshot photo debit card per member. Additional photo cards may incur a fee. See an employee for additional fees and terms.
With Pay-a-Person, who needs cash? You can pay anyone anywhere using your computer or mobile device.
Like many teens, you may not be in the habit of carrying much cash. With debit cards and online bill pay, why bother? But, oops! How do you split the bill with your friends when you go out for pizza? Or pay your club dues at school?
Pay-a-PersonTM makes it easy! Now you can send and receive money as easily as you send and receive email or text messages. Send money to anyone you know, using only their name and mobile phone number. Payments are sent directly through MIDFLORIDA’s Online and Mobile Banking site, even if the recipient banks somewhere else. Here are the steps:
- Set up your payee within Online Banking or Mobile Banking by entering their name and mobile phone number.
- Establish a shared code word and only share it with the person you are paying.
- The payee will receive a text (and optional email) with instructions on completing their side of the transaction.
- If your payee banks with MIDFLORIDA, they’ll log into Online or Mobile Banking to complete the relationship. If they bank somewhere else, they will register with MIDFLORIDA’s secure Pay-a-Person site and enter their bank account information.
It’s great for receiving payments, too. You don’t need to share your account details with the person paying you, so you maintain the security of your private information. Find out more about MIDFLORIDA’s Pay-a-PersonTM feature.
It’s time for a new look! The new one hundred dollar bill will be released in October with a whole lot of changes.
The new $100 bill is more colorful and more secure. It is extremely complex with very intricate details which makes it almost impossible to duplicate. Here are some of the new changes to the bill:
3-D Security Ribbon
One of the most noticeable new features on the bill would have to be the blue strip woven into the bill. The strip includes bell icons that turn into 100′s whenever you move the bill back and forth.
Next to the blue strip is a giant orange inkwell with a bell inside of it. The bell starts out copper, but when you move the bill it turns green.
Texture was added to the bill as well. When you touch Franklin’s jacket, it is rough and you can feel the stripes on his jacket. Right above that, near his collar, in microscopic lettering it says “The United States of America.” In other places on the bill there are small letters as well, including on the watermark and on the side of his feather pen.
If you come across one of these new bills, try and find some of these differences on your own. There is literally a big one on the back that you can’t miss. Or check out www.newmoney.gov if you can’t wait that long. I think counterfeiters will soon be out of business once when they make it rain new one hundred dollar bills.