Sign Up for an Account

Rated T for Teen Checking

This account1 is totally designed with you in mind.  It offers a free debit card for easy access to your cash, plus rewards on every single purchase that can be redeemed for cash or gift cards.  You also get free Online Banking and Text Banking to check your account balance any time, day or night.

Free App Services

  • Free Mobile Deposit – deposit your checks right from your phone2
  • Free Mobile Banking – keep up with your spending on the fly
  • Available with iPhones and Android phones

Swipe some rewards

Rewards for You allows you to earn points with every purchase you make with your debit card.  Once you reach 200 points, you can redeem for cash – or save them up to earn a gift card instead! Log into Online Banking to enroll.

  1. No account fee
  2. No annual fee
  3. No check cashing fee3
  4. Free eStatement with free online statement storage4
  5. Free Snapshot Photo debit card5

And get $77 with a new RT4T Account.6

Vist any MIDFLORIDA branch to open your account today.

1. A $5 deposit is required for membership with MIDFLORIDA. Credit approval required at age 18 and over.  Depending on your age, the account may require a parent or guardian’s signature.  2. Normal check holds apply. 3. Check cashing fees are not charged on account owners under 18. 4. If you do not accept free eStatement, you may incur a paper statement fee. See fee schedule for details. Free online statement storage for 15 months of statements. 5. One free Snapshot photo debit card per member. Additional photo debit cards may incur a fee. 6. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the $77 incentive. To get the $77 incentive, you must complete 5 debit card purchase transactions and sign up for direct deposit (cumulative $250 for 21 & under, cumulative $500 for 22 & over) which must post within the first 45 days. If you are 21 & under and cannot fulfill the direct deposit requirement, you can qualify for a lesser incentive of $25 by completing 5 debit card purchase transactions within 45 days. $77 will be deposited into the account once you have met the account requirement and will be reported to the IRS. Minimum to open Rated T for Teen Checking is $25. Offer valid as of 11/15/14. Limited time offer which may be cancelled without notice. See an employee for additional fees and terms.