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Debit Card Banking

When all you want is to load your debit card and spend your cash, Debit Card Banking may be the perfect option for you. It’s not like your parent’s bank account that comes with things like a bulky checkbook and monthly fees. This account is totally designed with you in mind.  It’s banking that works the way you think!

Load & Go

Just deposit $5 to create your account and then every dollar deposited after that is loaded on your debit card.1

App Services

  • Free Mobile Deposit – deposit your checks with your iPhone or Android smartphone2
  • Free Mobile Banking – keep up with your spending on the fly
  • Free Pay-a-PersonTM – makes splitting the bill or paying someone back quick and easy

Swipe some rewards

With Debit Card Banking, you are automatically enrolled to earn points with every purchase you make with your debit card.  Once you reach 200 points, you choose your reward – cash or a gift card!

  1. No account fee
  2. No annual fee
  3. No check cashing fee3
  4. Free Online Banking
  5. Free eStatement with free online statement storage4
  6. Free Snapshot Photo debit card5

And get $77 with a new Debit Card Banking Account.6

Open an account

Vist any MIDFLORIDA branch to open your account today. 

1. $5 deposit is required for membership with MIDFLORIDA. Credit approval required at age 18 and over. Online banking is required. Checks are not available on this account. Depending on your age, the account may require a parent or guardian’s signature. Smartphone services available on iPhones and Android phones. 2. Normal check holds apply. 3. Check cashing fees are not charged on account owners under 18. 4. If you do not accept free eStatement, you may incur a paper statement fee. See fee schedule for details. Free online statement storage for 15 months of statements. 5. One free Snapshot photo debit card per member. Additional photo debit cards may incur a fee. 6. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the $77 incentive. To get the $77 incentive, you must perform 5 transactions (deposits, withdrawals, etc.) within 30 days. $77 will be deposited into the account once you have met the account requirement. All incentives will be reported to the IRS. Offer valid as of 08/01/13. Limited time offer which may be cancelled without notice. See an employee for additional fees and terms.